Jra Cream

 Debt is the four letters that most of us want to avoid. I say a lot because there are both good and bad costs. For example, your mortgage will be considered a good debt because it will generate income and increase your net worth as its value increases.  Unfortunately, debt becomes a reality for most of us at some point in our lives. A recent report showed that almost 80% of Americans are in debt. And that's not surprising considering the cost of living these days. However, there are many ways to reduce existing debt and avoid taking on new debt. Let's explore some tips and get rid of our debt!  To begin, list all your debts, income and expenses. You are ready to take charge and pay your bills.  1. Consolidate your debt - talk to a financial advisor and create a plan together to pay off your current debt. One of my favorite tips is to use or open a low credit score or low credit card that can be used to pay off credit cards and home loans. They will be combined into one low-int

There are so many things I would like to share and instead of grouping them all in one post, we will only feature our weekly favorite each week. This week is our first "Weekly Favorite" and features a food item that really stood out this week.  I found these plant-based falafel balls at my local grocery store. It was perfect timing as I have been craving a falafel sandwich for over a week. When I saw them in the products section, I decided to make my own. I took a few other ingredients I needed to make the type of falafel sandwich / wrap that I like.  Below is the Falafel Wrap I built at home using Yves Falafel Ballls. I used a smaller wrapper that can hold 4 falafel balls. There were 12 balls in the pack, so he made 3 rounds. Ingredients :  4 balls by Yves Falafel  Onion  Chopped vegetables (from a pre-washed salad bowl)  sliced ​​beets  tahini sauce  Spicy sauce  Hummus  casings   It was quick and easy to do. I spread the hummus on the parchment paper, I added the falafel b

 I have used the same old shoes to walk on my treadmill for years! It's definitely time for an upgrade. I just bought the Adidas Duramo 10 trainers and it's like when Goldilocks found the bed... these people are right! When it comes to running shoes, I look for something that hugs my feet, is light, has enough support, and provides enough support because my feet are weak. These shoes met all my criteria and more! They definitely feel more supportive than other brands I've tried when I bought them. But I don't even need to break them. I walked 3 miles on my bike with them on my bike the first day I wore them with no problems, and my legs didn't get tired. I found that I could wear them on and off without having to adjust the laces which was great.  In terms of size, I found Adidas to run big. I usually wear 8.5-9 shoes, but I usually use running shoes that measure up to 9.5. With these beauties, the 8.5 suits me well. I could also wear a size 9 but I couldn't try

Looking good is important to utmost women. It can give you a boost of confidence, make you feel more seductive, and indeed help you get ahead in certain areas of your life. This composition will bandy seven beauty tips , from using a lash lift tackle to drinking plenitude of water, these are tips that every woman should know.  1. Wear Sunscreen Regularly  Wearing sunscreen every day helps to help sun damage and keeps your skin looking youthful and healthy. Sunscreen works by absorbing or reflecting the sun’s UV shafts, which can beget unseasonable aging and increase your threat of skin cancer. When choosing a sunscreen, it’s important to look for one that offers broad- diapason protection against both UVA and UVB shafts. And be sure to choose a sunscreen with an SPF of at least 30 to insure acceptable protection. Apply sunscreen freehandedly to all exposed areas of skin, including your face, neck, cognizance, and hands. And do n’t forget to reapply every two hours, or more frequently i